Terms & Conditions for DANA and QRIS
Our Terms & Conditions set the agreement between you and us when you open, access or use a jointogel account. They cover the accuracy of your account details, phone verification before access, permitted device use, wallet ownership and records connected with DANA, OVO, GoPay, QRIS, bank
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transfer and virtual account activity. A payment name appearing in the cashier does not change your duty to use an account or wallet that belongs to you. We may ask for a receipt or transaction reference when a payment status needs checking. Access, eligibility and any
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restriction described in these terms depend on local law and may apply only where local law permits. Read the current wording before opening an account, and check the date shown with the policy when you return. If a clause is unclear, contact our account support channel
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before relying on it.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.